Program Business

The insurance business is seldom static. Unexpected events often require rapid expansion and contraction to handle claim fluctuations.

In addition, maintaining and initiating lines of business or geographic regions adds overhead costs, limiting a carrier’s ability to meet business objectives and customer needs.



Over 70 years of experience in claims and litigation management.


At Carl Warren, we act as an extension of claims departments. We use our expertise to manage small and large books of business across diverse lines, following carrier business practices and policies, and handling all associated staffing, variability, and seasonality.

Our Expertise

By tapping into our agility and resources, carriers can provide exceptional service to their customers without worrying about personnel issues, claims fluctuations, or the ability to insure against emerging or declining customer exposures. Our claims experts handle exposures that include:

General Liability
Product Liability
Premise Liability
Automobile Liability
Vehicle Fleet
Products Liability
Parking Garage/Valet
Why Carl Warren?
Quick claims resolutions through fair settlements or well-supported denials


Real-time visibility into our workflow and reserve tracking through our secured online system, available 24/7.


Skilled fraud detection to identify suspicious activity

Specialized claim experts to handle uncommon exposures


Extensive Litigation Management experience


Subrogation and recovery services


Want to know more about how Carl Warren can handle claim fluctuations or how we protect your program business against emerging customer exposures?

Contact Us